Xie Di is strange show say, "The strategic transition that we have 3 years ago plans to come true already basically nowadays. " will look from a few crucial index that measure retail bank, hand in travel individual bank savings to occupy nowadays than exceeding 40 ％ , borrow occupy than exceeding 18 ％ , individual business income contributes more than 20 ％ , cashed basically the acceptance at that time.
The near future, the house price that many towns of domestic appear drops, the asset quality generation that lets a person borrow money related to estate to the commercial bank is anxious. Xie Di is strange express, hand in first half of the year pay close attention to real estate height all right, to estate development loan undertook controlling. Hand in a half annals to show, hand in an estate to develop loan to occupy first half of the year than be 6.38 ％ , drop somewhat compared to the same period. Xie Di is strange express, the venture that can continue pay close attention to real-estate industry soon is joined in second half of the year, control estate to develop loan.
With estate development loan photograph is compared, individual housing mortgages loan to still be regarded as the high grade business of the bank. Xie Di is strange express, if be from housing, the risk that housing mortgages loan is very low still, "The wave motion of house price won't affect the risk of reimbursement. " hand in the individual housing of travel to mortgage loan asset quality at present still outclass is other loan. Do not pass floor price drop to mortgaged loan market to bring a challenge to whole housing, but he states second half of the year hands in the strategy of travel to won't be changed, increase the strength that mortgages loan to be being offerred from the client of housing demand namely, strive for a flatlet client hard.
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